With more than 40 years of combined experience and hundreds of happy clients, MJH Finance is proud to offer tailored finance solutions, backed by a growing team of experts.
With more than 40 years of combined experience and hundreds of happy clients, MJH Finance is proud to offer tailored finance solutions, backed by a growing team of experts.
A mortgage broker compares loans from a wide range of lenders to find one that suits your goals. We handle the paperwork, explain the options, and manage the process from start to finish—so you don’t have to deal with the banks directly.
Do you charge fees for home or investment loans?
In most cases, no. We’re paid a commission by the lender, not by you. If a fee does apply, we’ll be transparent about it upfront so there are no surprises.
Isn’t it more expensive to use a broker?
Not at all. The cost of your loan is the same whether you go through a broker or directly to a bank. In fact, we can often save you money by comparing better options and negotiating on your behalf.
Do brokers just recommend the lenders that pay the most commission?
Definitely not. Broker commissions are fairly consistent across lenders—and our recommendations are based solely on what’s in your best interest. We’re also bound by strict legislation to act ethically and transparently.
How much can I borrow?
Your borrowing capacity depends on your income, expenses, deposit, and existing debts. You can try our online calculator for a rough estimate, but a quick chat with our team will give you a clearer picture tailored to your situation.
Should I choose a fixed or variable interest rate?
It depends on your priorities. Fixed rates offer certainty in repayments, while variable rates offer more flexibility. Many clients choose to split their loan to get the best of both worlds. We’ll help you weigh up the options based on your goals.
